San Diego Homes under $500,000

Welcome to San Diego, California, a vibrant coastal city that perfectly blends stunning natural beauty, rich cultural experiences, and a welcoming community atmosphere. Nestled in San Diego County, this picturesque area is renowned for its year-round pleasant climate, breathtaking beaches, and diverse recreational opportunities. Whether you’re a first-time homebuyer, looking to downsize, or seeking an investment opportunity, San Diego offers an array of homes under $500,000 that cater to a variety of lifestyles and needs.

In San Diego, you’ll discover charming neighborhoods that boast a unique character, from the historic streets of Old Town to the family-friendly enclaves of Mission Valley. The real estate market here is diverse, with options ranging from cozy condos to quaint single-family homes, all at an accessible price point. Living in San Diego means you can enjoy easy access to world-class attractions such as Balboa Park, the San Diego Zoo, and the stunning coastline that’s perfect for surfing, sunbathing, and beach volleyball.

The community spirit in San Diego is palpable, with numerous farmers' markets, local festivals, and outdoor activities that bring residents together. Plus, with an array of schools, parks, and shopping options, you’ll find everything you need right at your fingertips.

Investing in a home in San Diego under $500,000 not only opens the door to your dream living situation but also allows you to immerse yourself in a lifestyle filled with sunshine, adventure, and a sense of belonging. Come explore the possibilities and discover your perfect slice of paradise in San Diego!

Newest San Diego Homes under $500,000

7835 Cowles Mountain Ct Unit B18, San Carlos

$415,000

2 Beds ⋅ 2 Baths ⋅ 260024276 MLS ⋅ San Carlos Green BLDG.

Welcome to this󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 bright, inviting home featuring two generously sized bedrooms, each with its own walk-in closet, a rare find that makes storage effortless. The primary suite adds the comfort of a private ensuite bathroom, creating a true retreat at the end of the day. Windows opening up to the beautiful views throughout the home, and the private patio is the perfect spot to enjoy your morning coffee or unwind at sunset. The kitchen is equipped with sleek stainless steel appliances, ready for everything from weeknight dinners to weekend entertaining. Community amenities include a sparkling pool, ideal for cooling off on warm San Diego days. Outdoor lovers will appreciate the location. Mission Trails Regional Park, Cowles Mountain, and Lake Murray are all just minutes away, offering hiking, biking, paddling, and fresh air whenever you want it. Spacious, well-appointed, and close to nature, this home is ready to welcome you.

7835 Cowles Mountain Ct Unit B18, San Carlos

Listing courtesy of Listing Agent: Whitney Robinson-Pierce (925-940-3025) from Listing Office: eXp Realty of California, Inc..

4545 Collwood, Unit 14, Talmadge/San Diego Central

$399,000

2 Beds ⋅ 2 Baths ⋅ 260024130 MLS ⋅ Collwood Townhomes BLDG.

An incredible opportunity󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 to own in San Diego at an approachable price point! Offered at $399,000, this spacious 2-bedroom, 2-bath townhome features 1,120 square feet of comfortable living space and a functional layout with plenty of room to make it your own. The two-story floor plan provides great separation between living and sleeping areas, while generously sized rooms offer flexibility for everyday living, entertaining, working from home, or hosting guests. With two full bathrooms, the home is well suited for a variety of lifestyles, whether you're a first-time buyer, looking to downsize, or searching for an investment opportunity. The community offers desirable amenities including a refreshing pool and convenient on-site laundry facilities. Adding even more value, this unit comes with two dedicated parking spaces—a great feature for San Diego living. With its spacious floor plan, community amenities, and attractive $399,000 price, this townhome presents an excellent opportunity to enter the San Diego real estate market and create a space of your own.

4545 Collwood, Unit 14, Talmadge/San Diego Central

Listing courtesy of Listing Agent: Patrick H Mercer (619-846-2083) from Listing Office: Keller Williams La Jolla.

$499,000

2 Beds ⋅ 1 Baths ⋅ 260024036 MLS

Opportunity awaits at󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 4184 San Miguel Avenue! Situated on a generous 6,630 SF lot, this 2 bed, 1 bath home offers an exciting opportunity for investors, developers, or buyers looking to create something of their own. The existing residence provides a great starting point for a thoughtful renovation, while the expansive lot opens the door to additional possibilities, including potential expansion or an ADU. Located on a great residential street, the property offers the space and flexibility that can be difficult to find. This is a chance to unlock significant potential and bring your vision to life.

4184 San Miguel, Logan Heights

Listing courtesy of Listing Agent: Kristina D Quesada (619-840-4550) from Listing Office: Douglas Elliman of California, Inc..

$425,000

1 Beds ⋅ 1 Baths ⋅ 260024034 MLS ⋅ Beacon Point BLDG.

Welcome to 4120󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 Kansas St #7 in San Diego's iconic North Park neighborhood is one of those rare gems that simply needs the right person to recognize what is in front of them. This beautifully remodeled first floor 1 bedroom, 1 bathroom condo is move in ready and loaded with upgrades that punch well above its price point. Custom arches add architectural character you, hardwood style flooring flows throughout the living space, complemented by large windows that flood the home with natural light making it extremely welcoming. The kitchen is a genuine showstopper. Rich dark cabinetry meets granite countertops, state of the art Samsung smart appliances, and a stunning Tiffany inspired chandelier that makes the whole space feel curated and intentional. The electric fireplace in the living area adds warmth and ambiance for those cooler North Park evenings. The bedroom features a large closet with built in shelving that keeps everything organized and within reach. The bathroom has been beautifully updated with a rainfall shower, designer vanity, modern fixtures, and tasteful tile accents that feel more boutique hotel than a condo. Just beyond your front door, a shimmering community pool on site laundry, private parking, a gated community, and a low HOA fee round out a package that makes everyday life genuinely easy. And of course we have the location. North Park is one of the most walkable and sought after urban neighborhoods, putting next door to world class coffee, trendy restaurants, buzzing night life and local boutiques that make weekend mornings feel like an adventure.

4120 Kansas St Unit 7, North Park

Listing courtesy of Listing Agent: Michael Proctor (619-843-4931) from Listing Office: eXp Realty of California, Inc..

$209,900

2 Beds ⋅ 2 Baths ⋅ 260023975 MLS ⋅ The Cliffs BLDG.

Beautifully remodeled 2-bedroom,󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 2-bath manufactured home in The Cliffs, a desirable 55+ San Diego community near Mission Trails Regional Park. Offering approx. 967 sq ft, this move-in-ready home has undergone an extensive interior and exterior renovation. The bright, open living space features new luxury vinyl plank flooring, fresh interior paint, smooth ceilings, new baseboards and updated lighting, switches and outlets. The completely remodeled kitchen showcases new cabinetry, center island, quartz countertops and backsplash, recessed lighting and new stainless steel appliances, including refrigerator, oven, dishwasher and built-in microwave. Both bathrooms have been refreshed with refinished showers, new vanities and toilets, updated fixtures and plumbing, and recessed lighting. Three new energy-efficient 20 SEER ductless mini-split systems provide individually controlled heating and air conditioning. Major exterior improvements include a complete new roof, fresh exterior paint, new vinyl retrofit windows in designated areas, new front and rear entry doors, exterior lighting and additional improvements. Enjoy low-maintenance living near Mission Trails Regional Park, shopping, dining, recreation and freeway access. Park approval required.

4846 Old Cliffs Rd, Del Cerro

Listing courtesy of Listing Agent: Eduardo Hernandez (619-371-8888) from Listing Office: Serhant California, Inc..

4521 55th St Unit 2, Talmadge/San Diego Central

$450,000

2 Beds ⋅ 2 Baths ⋅ 260023746 MLS ⋅ Summit Place BLDG.

This inviting 2-bedroom,󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 2-bath ground-floor condo near SDSU offers a rare combination of comfort, convenience, and private outdoor space in the highly desirable Summit Place community. Inside, impressive 10-foot ceilings create an open, airy feel and help the home live larger than its footprint. The layout includes a private patio, an especially valuable feature for pet owners or anyone who enjoys having an easy-access outdoor retreat. The home also comes with both a garage and a designated parking space, adding convenience that is hard to find this close to campus. Located just minutes from San Diego State University, the property offers easy access to restaurants, shopping, everyday conveniences, and major freeways, making it a great option for buyers looking for a central San Diego location with practical amenities and a more private, residential feel.

4521 55th St Unit 2, Talmadge/San Diego Central

Listing courtesy of Listing Agent: Kc Kruger (858-705-7151) from Listing Office: First Source Realty.

$389,000

1 Beds ⋅ 2 Baths ⋅ 260023742 MLS ⋅ Park View BLDG.

San Diego downtown󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 Cortez Hill area condo. Peaceful Courtyard unit w/South facing City view and loads of Natural Light, 3rd floor w/elevator, full size indoor laundry, granite kit, 1.5 baths, spacious rooms, and closets, bamboo flooring throughout, 19ft patio/balcony with 2 sliders + NEWER $8500 Central heat and AC upgrade. 1 underground space + secure BIKE/Storage room in UG area. Low HOW fees; Plenty of free parking out front and city resident parking permit available for 2second car if needed. This is a Bargain.

1650 8th Ave Unit 302, Downtown

Listing courtesy of Listing Agent: Valerie Bushree (619-339-1875) from Listing Office: Berkshire Hathaway HomeServices California Properties.

$449,500

1 Beds ⋅ 1 Baths ⋅ OC26201332 MLS

Presenting a gorgeous󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 upstair unit in Canyon Woods, one of Hillcrest's hidden gems and a private hillside community offering comfort, convenience, privacy and incredible amenities. Enjoy gorgeous views from this enchanting 1-bedroom, 1-bath condominium features 640 square feet of living space and is optimally located in one of San Diego's most desirable neighborhoods. Inside, the home features a fully upgraded kitchen complete with stainless steel appliances, Quartz countertop, new kitchen sink and new ceiling mounted lightings. The bathroom is complete with new sink, vanity cabinet, mirror and beautiful lights. The bedroom is furnished with plush new carpet, shades and ceiling fan. Windows are double pane and furnished with new shades. Many other upgrades are also included to provide a comfortable and functional living space for the new occupants. The home offers a full storage next door and a bicycle room on the first floor. The unit also includes an assigned parking space and guest parking spaces. The community enjoys resort-style amenities including a heated swimming pool, indoor spa, and clubhouse,and two tennis courts. Residents enjoy taking walks within the serene community of Hillcrest and take a short ride to the vibrant San Diego downtown activities with popular restaurants, coffee shops, boutiques and nightclubs. This property offers limitless opportunities to investors, new home owners and to those who would enjoy all the offered amenities. Presenting a gorgeous upstair unit in Canyon Woods, one of Hillcrest's hidden gems and a private hillside community offering comfort, convenience, privacy and incredible amenities. Enjoy gorgeous views from this enchanting 1-bedroom, 1-bath condominium features 640 square feet of living space and is optimally located in one of San Diego's most desirable neighborhoods. Inside, the home features a fully upgraded kitchen complete with stainless steel appliances, Quartz countertop, new kitchen sink and new ceiling mounted lightings. The bathroom is complete with new sink, vanity cabinet, mirror and beautiful lights. The bedroom is furnished with plush new carpet, shades and ceiling fan. Windows are double pane and furnished with new shades. Many other upgrades are also included to provide a comfortable and functional living space for the new occupants. The home offers a full storage next door and a bicycle room on the first floor. The unit also includes an assigned parking space and guest parking spaces. The community enjoys resort-style amenities including a heated swimming pool, indoor spa, and clubhouse,and two tennis courts. Residents enjoy taking walks within the serene community of Hillcrest and take a short ride to the vibrant San Diego downtown activities with popular restaurants, coffee shops, boutiques and nightclubs. This property offers limitless opportunities to investors, new home owners and to those who would enjoy all the offered amenities.

4326 5th Ave, Mission Hills

Listing courtesy of Listing Agent: Susan Tavakoli (602-510-5376) from Listing Office: HomeSmart, Evergreen Realty.

$495,000

1 Beds ⋅ 1 Baths ⋅ 260023663 MLS ⋅ Casiola BLDG.

BANKERS HILL for󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 Under $500k! Location is the standout at this Bankers Hill residence, just minutes from Balboa Park, Hillcrest, Little Italy, Downtown and the airport. Inside, you’ll find hardwood floors, central A/C and heat, and quadruple-pane windows that help create a surprisingly quiet retreat in the heart of the city. The bathroom features marble and granite finishes, while the home also includes a reserved garage parking space with additional storage. Community amenities include a pool and laundry facilities. With dining, shopping, entertainment and freeway access all nearby, this is an ideal opportunity to enjoy one of San Diego’s most centrally located neighborhoods.

2244 2nd Ave Unit 33, Downtown

Listing courtesy of Listing Agent: Miguel Contreras (619-977-6447) from Listing Office: Premier Agency Real Estate Inc.

$475,000

2 Beds ⋅ 1 Baths ⋅ 260023622 MLS

Investors... this is󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 your chance to purchase a 2 bedroom, 1 bath house that includes an additional garage in rear with an unfinished apartment above the garage. House/ property being sold AS-IS to cash buyer only.

2062-64 Irving St, Logan Heights

Listing courtesy of Listing Agent: Mike McCurdy (858-225-9243) from Listing Office: Compass.

$449,000

1 Beds ⋅ 1 Baths ⋅ 260023595 MLS ⋅ Gaslamp City Square BLDG.

Downtown living at󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 its finest in this modern urban condo in Gaslamp City Square! This light and bright unit features sleek polished concrete floors, exposed brick walls with custom board and batten detailing, and an abundance of natural light throughout. The kitchen is equipped with upgraded stainless steel appliances, and the home offers the convenience of a Nest system, central heat and air, and newer roller shades. Truly turn-key and move-in ready, this condo puts you steps from everything downtown has to offer. The building offers resort-style amenities, including a pool, spa, gym, BBQ area, and more. This unit also includes a secured parking spot conveniently located right next to the elevator, with additional storage units available for a small fee. Live in the heart of Gaslamp, just moments from some of the city's best restaurants, Petco Park, and everything downtown San Diego has to offer! Downtown living at its finest in this modern urban condo in Gaslamp City Square! This light and bright unit features sleek polished concrete floors, exposed brick walls with custom board and batten detailing, and an abundance of natural light throughout. The kitchen is equipped with upgraded stainless steel appliances, and the home offers the convenience of a Nest system, central heat and air, and newer roller shades. Truly turn-key and move-in ready, this condo puts you steps from everything downtown has to offer. The building offers resort-style amenities, including a pool, spa, gym, BBQ area, and more. This unit also includes a secured parking spot conveniently located right next to the elevator, with additional storage units available for a small fee. Live in the heart of Gaslamp, just moments from some of the city's best restaurants, Petco Park, and everything downtown San Diego has to offer!

450 J, Unit 5151, Downtown

Listing courtesy of Listing Agent: Kristina D Quesada (619-840-4550) from Listing Office: Douglas Elliman of California, Inc..

$285,000

2 Beds ⋅ 2 Baths ⋅ 260023572 MLS ⋅ De Anza Villas BLDG.

Well cared for󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 De Anza Villas unit close to the heated pool! This home has upgraded Saltillo tile floor and dual pane windows throughout. The front patio faces South and is walled in for privacy. The large back patio faces North out to the courtyard and pool/spa area with beautiful views of the mountains. This home is offered mostly furnished and is ready to move in at close of escrow!

1682 Montezuma Ct Unit 13, Borrego

Listing courtesy of Listing Agent: David K Cragoe (619-741-6400) from Listing Office: Road Runner Realty.

Start Your Search

*All MXN prices are approximate based on daily exchange published by BANXICO. / Todos los precios en MXN son aproximados en base al tipo de cambio diario publicado por BANXICO.

NOM 247: The prices contained in this website are in DOLLARS (US Currency) and in accordance with article 8 of the monetary law, the final price for recordation purposes will be converted into PESOS resulting from the official exchange rate on the date payment is due. In accordance with NOM 247, prices shown in DOLLARS can be converted into PESOS by accessing the following link and performing the corresponding arithmetic multiplication per the current exchange rate.

https://www.banxico.org.mx/tipcamb/main.do?page=tip&idioma=en

---

NOM 247: Los precios contenidos en este sitio web están en DÓLARES (moneda de los EUA) y de conformidad con el artículo 8 de la ley monetaria en vigor, el precio oficial a registrar en la escritura será el de PESOS que resulte del tipo de cambio oficial en la fecha que el pago sea obligatorio. De conformidad con la NOM 247, los precios en DÓLARES se pueden consultar en PESOS mediante la multiplicación aritmética del precio mostrado en DÓLARES por el tipo de cambio en vigor para solventar operaciones en dólares moneda de Los EUA.

https://www.banxico.org.mx/tipcamb/main.do?page=tip&idioma=sp

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS®,